How Much Does LASIK Cost to Correct Your Eye Vision?
More than 90% of Lasik surgery patients are eligible for financial assistance… Many of these programs have low monthly fees and don’t even require a deposit! If you’ve ever pondered Lasik surgery, you’re in for a treat! It might be a lot less expensive than you anticipated…
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Every two years, the average American who need vision correction purchases glasses, which cost between $200 and $600 each pair. Over the course of 20 years, they will spend between $2,000 and $6,000 on glasses. For people who don’t wear glasses all of the time, keeping track of them and remembering to clean them adds additional hassle and discomfort to their daily routine. Contact lenses are a great alternative for folks who don’t like the look of spectacles. Despite this, most contact lens wearers will spend $250 per year on contact lens supplies, totaling $5,000 over a 20-year period. In 2017, Lasik surgery cost an average of $2,088 per eye, with results that last a lifetime. The price will differ depending on the surgeon’s reputation and the technology used. To acquire the best eyesight correction, for example, wavefront technology is used. The majority of patients have 20/20 vision or better after surgery.
What Is Lasik Surgery and How Does It Work?
The cornea is reshaped during Lasik surgery to focus light entering the eye onto the retina, resulting in better vision. It’s a quick and painless procedure that takes about fifteen minutes for both eyes. The majority of people notice an immediate improvement in their vision. You will need someone to drive you home because your eyes may be foggy after surgery. Clarity, on the other hand, frequently improves the next morning. Patients should take a day or two off work after surgery and avoid strenuous exercise for a week. At your follow-up appointment, your doctor will assess if you can drive without glasses. The majority of people have vision of 20/40 or better.
Who Is a Good Candidate for Lasik Surgery?
Candidates for Lasik surgery must be at least eighteen years old and in generally good condition. They should be free of diabetes and other immune-related illnesses that require treatment. There must be no diseased eyes, no lazy eyes, and no muscle imbalances. The patients’ vision should be clear and dry eyes should be absent. During your free initial visit, your doctor will determine whether your corneal thickness is suitable for surgery. No mental diseases should be present in candidates for eye surgery. They should not be pregnant or breastfeeding at the time of surgery.
The Cost of Lasik Surgery and Insurance Options
Lasik surgery is an investment that will pay dividends in the long run. Getting it today, though, may appear to be a difficult undertaking. You might be surprised by the number of savings choices and discounts available to anyone considering Lasik treatment. Employers and insurance companies understand that persons with good vision are often happier and healthier. They are happy to assist you in making future investments.
Account for Unrestricted Spending
Many companies offer their employees a Flexible Spending Account. You’ll be able to estimate how much your Lasik treatment will cost and how much you should start saving after your free Lasik consultation and preoperative exam. Contributions to a flexible spending account (FSA) are tax-free. In 2018, the maximum contribution to a flexible spending account (FSA) was $2,650.
Individual Health Savings Accounts (HSAs)
Employers may also provide their employees tax-advantaged Health Savings Accounts. Unlike a flexible spending account (FSA), an HSA allows you to “roll money over” into the following year if you don’t use it the first year. To be eligible for an HSA, employees must be enrolled in a high-deductible health plan at work. They can make tax-free contributions of up to $3,450 per individual and $6,900 per family per pay period. You might be able to save enough money for Lasik surgery by contributing to an HSA for two to five years. Your vision correction budget should be drastically reduced after that.
What insurance options do I have?
Health and vision insurance companies frequently deny Lasik procedures. Your insurance coverage can also be matched by Lasik Vision. They will match insurance discount benefits for up to 20% of the procedure’s cost. Contact your insurance provider or your employer’s human resources department to see whether your insurance plan gives a Lasik surgery discount. Military members may be eligible for free Lasik treatment depending on the nature of their profession.
Financing Alternatives
Financing for elective procedures such as Lasik surgery is available through financial companies that specialize in this area. Many businesses offer long-term payment plans with set rates. Many Lasik clinics and private operations are financed by these companies. As of 2017, 41% of refractive surgeons in the United States offered customized financing and payment solutions. Some companies work out special deals with Lasik Centers, while others offer subsidized health insurance plans that cover a portion of the cost.
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