How Affordable It Is To Correct Your Eye Vision with LASIK
More than 90% of Lasik surgery patients are eligible for funding… Many of these programs offer cheap monthly payments, and some of them don’t even need a deposit! If you’ve considered Lasik surgery in the past, you’re in for great news! It could be far less expensive than you thought…
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Why Opt for Lasik Surgery?
The typical American who need vision correction buys glasses every two years and spends between $200 and $600 each pair. They will spend between $2,000 and $6,000 on glasses over the course of 20 years. Keeping track of your specs and remembering to clean them adds added bother and annoyance to your daily routine for individuals who don’t wear glasses all of the time. For people who don’t like the appearance of spectacles, contact lenses are a terrific alternative. Despite this, most contact lens users will spend $250 each year on contact lens supplies, amounting to $5,000 over the course of 20 years. Lasik surgery costs an average of $2,088 per eye in 2017, and the results last a lifetime. The cost will vary based on the surgeon’s reputation and the sort of technology employed. Wavefront technology, for example, is utilized to get the best eyesight correction. After surgery, most patients have eyesight of 20/20 or greater.
How Does Lasik Surgery actually Work?
Lasik surgery reshapes the cornea to concentrate light entering the eye onto the retina, resulting in improved vision. It is a painless operation that takes around fifteen minutes to perform for both eyes. The majority of individuals see an instant improvement in their eyesight. Because your eyes may be cloudy following surgery, you will need someone to drive you home. However, by the following morning, clarity frequently increases. Patients are advised to take a day or two off work and avoid intense exercise for a week after surgery. Doctors will check to determine whether you can drive without glasses at your follow-up visit. The majority of people’s eyesight is already 20/40 or superior.
Who Is Eligible for Lasik Surgery?
Candidates for Lasik surgery must be above the age of eighteen and in generally excellent health. They should not have diabetes or any other immune-related conditions that need treatment. Disease-free eyes, no lazy eye, and no muscle imbalances are required. The patients’ eyesight should be steady and free of dry eyes. Your doctor will tell you whether your corneal thickness is suitable for surgery at your free first consultation. Candidates for eye surgery should not suffer from any mental illnesses. At the time of operation, they should not be pregnant or breastfeeding.
Cost of Lasik and Options on Insurance
Lasik surgery is a long-term investment that will pay off. Obtaining it today, though, may seem to be a daunting task. The number of savings options and discounts offered to individuals considering Lasik surgery may surprise you. Employers and insurance companies are well aware that people with excellent eyesight are often happier and healthier. They are eager to assist you in making investments in your future.
Flexible Spending Acount
Many firms provide their workers with a Flexible Spending Account. After your free Lasik consultation and preoperative exam, you’ll be able to estimate how much your procedure will cost and how much you should start saving. Your contributions to an FSA are tax-free. The highest permissible contribution to an FSA in 2018 was $2,650.
Health Savings Accounts
Employers may also provide tax-advantaged Health Savings Accounts to their workers. Unlike an FSA, an HSA allows you to “roll money over” into the next year if you don’t utilize it the first year. Employees must be enrolled in a high-deductible health plan at work to be eligible for an HSA. Each pay period, they may make tax-free contributions up to $3,450 for a person and $6,900 for a family. Contributing to an HSA for two to five years might help you save enough money for Lasik surgery. After that, your vision correction budget should be drastically reduced.
What are my Insurance Options?
Lasik operations are often discounted by health or vision insurance providers. Lasik Vision can also match your insurance coverage. For up to 20% of the procedure’s cost, they will match insurance discount benefits. You may find out whether your insurance plan offers a Lasik surgery discount by contacting your insurance provider or your employer’s human resources department. Depending on the nature of your job, Lasik surgery may be provided free of charge to military personnel.
Other Alternative Financing Options
There are financial institutions that specialize in funding elective procedures such as Lasik surgery. Many companies provide fixed-rate programs with long-term payments. Those firms provide finance to many Lasik clinics and private operations. In the United States, 41% of refractive surgeons provided customized financing and payment options as of 2017. Some businesses negotiate special prices with Lasik Centers, while others provide subsidized health insurance that cover a portion of the expense.
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