Best Personal Loans in The Philippines [2022]

Great Rates on Personal Loans for Any Purpose with These Superb Offers from Leading Providers.

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A personal loan is any sum of money obtained from a bank or lender for any reason. It is not usually necessary to provide collateral. To maximise the chances of acceptance, a borrower must have a strong credit history and a steady source of income.

A personal loan may be used to cover nearly anything that demands a large sum of money. You may, for example, apply for a loan to establish your own company, buy a car or send your children, yourself or spouse to school. It could be used to pay for that dream trip, house renovations, or even to pay off current debt.

Whatever the reason, if you are at least 21 years old, have permanent residency in the Philippines and can fulfil the bank’s minimal income criterion, (in order for the bank to assess your ability to repay) then you may be eligible to get that much need cash boost you have been looking for. Look at these fantastic personal loan offers available in the Philippines.

Citibank – Apply for a Citi Online Personal Loan and Plan Your Life The Way You Want.

Apply for a Citi Personal Loan to make your dreams a reality. You may finance your dream company or home renovation projects with a large loan sum of up to $2 million with various flexible payback options. Apply today and you might be approved in as little as 24 hours!
If you are aged 21 to 65 years old, have minimum annual earnings of P250,000, hold a valid credit card and Landline number, then Citi have a loan for you.

  • Rapid clearance in as little as 24 hours
  • A large loan sum of up to $2 million is available.
  • At 1.26 percent, the monthly interest rate is low.
  • Payment periods of up to five (5) years are available.
  • There is no requirement for collateral or a guarantor.
  • Ideal for house improvements, starting a new company, or paying trips. 

Make Your Financial Needs a Priority With an RFC Personal Loan!

With an RFC Personal Loan, you can get money when you need it! Borrow up to $150,000 with flexible loan instalments of up to 12 months and a monthly interest rate of 4% to support necessary emergencies and personal requirements. As long as you are aged between 21 to 64 years of age with a minimum income of P120,000 then you could qualify.

  • Rapid clearance in as little as 24 hours
  • A large loan sum of up to $150,000 is available.
  • Monthly interest rate of 4%
  • Payment terms of up to 12 months are available.
  • There is no requirement for collateral or a guarantor.
  • Ideal for: emergencies, tuition, and travel expenses.

SB Finance Personal Loan – Borrow up to P2 million and Get a Head Start on Your Future Dreams.

With an SB Finance Personal Loan, you can make your aspirations a reality. Borrow up to P2 million without requiring collateral or a credit card. In addition, you may repay your loan over a period of up to 36 months, with flexible payment options to suit you. You’ll be one step closer to your financial objectives as you get the money cleared within just five banking days. To be eligible, all you need to be is aged between 21 to 65 years old and have a minimum yearly income of P360,000.

  • Get authorised in five banking days or less.
  • A large loan amount of up to P2 million is available.
  • Payment arrangements of up to 36 months are available.
  • There is no requirement for collateral or a credit card.
  • Ideal for: starting a new company, auto maintenance, or a trip fund.

Looking Cash Assistance in a Hurry? Apply for a Tala Loan today!

Do you need money right away? Then join the thousands of customers that have benefited from our services. Use your smartphone and apply for a Tala Cash Loan Today! Borrow up to $15,000 with no collateral. Providing you are over the age of 18, have a Credit Card and a Landline number where you can be reached then you can get the money you need to support yourself. This could be for anything such as emergencies, small-ticket purchases, and other short-term requirements, all in just a few taps.


  • Rapid clearance in as little as 24 hours
  • Using an Android phone, you may apply for a quick cash loan of up to $15,000.
  • Available 24 hours a day, seven days a week.
  • There is no requirement for collateral or a guarantor.
  • Ideal for: groceries, medical expenses, and short-term financial requirements.

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